https://www.sofi.com/home-loans/#get20 –  “To receive a $20 bonus in the form of a gift card through the Promotion you must agree to a soft credit pull on www.SoFi.com to check your rate for one of the following SoFi products: Home Loans. Checking your rate will not affect your credit score. If you later decide to submit an application and agree to a hard credit pull your credit score may be impacted. Participants will receive the $20 bonus gift card regardless of whether or not they are pre-qualified for a SoFi loan product. Those who have already received a bonus for checking their rate on a personal loan or home loan in the 2021 calendar year are not eligible for this promotion. ”

Update– this has been extended until July 6 if you didn’t do it yet. If you have any issues getting it, email: support@sofigiftcard.com and they should help you.