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https://www.sofi.com/360/ -check your rate for a personal loan, home loan, student loan refinancing, or private student loans to get a Free $10 Gift Card from SoFi. It will be a soft pull on your credit, so it won’t affect your credit score. You should get the card by email within a couple days, you can choose from MasterCard, Amazon, Lowe’s, Starbucks, Target, Home Depot, Walmart, or Whole Foods.