https://www.creditkarma.com/lp/sweepstakesrules
An eligible participant may enter this promotion without opening and funding a Credit Karma Savings account by sending an entry by email by the end of the Promotion Period to: savings-sweepstakes@creditkarma.com. The Email Entry must include: the entrant’s complete name (no initials) and state of residence.
Prizes. There is one grand prize. There are 31 total prizes. The prizes are as follows: one grand prize, $20,000; and 30 first prizes, $400 each. The total value of all prizes is $32,000.