Best High Interest Savings Accounts 2025

All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them. –

• Hustl Financial – 5.00% money market
• Neighbors Bank – 4.60% savings
• Climate First Bank – 4.46% super duper savings (e-statements)
• Timbr – 4.40% bold savings
• Eagle Bank – 4.40% high yield savings
• Zynlo – 4.40% money market
• Newtek Bank – 4.35% savings
• CFG Bank – 4.32% APY high-yield money market
• Vio Bank – 4.31% APY money market
• MyBankingDirect – 4.30% APY savings
• EverBank (TIAA) – 4.30% APY Performance Savings
• Western Alliance – 4.30% high yield savings
• TAB Bank – 4.26% high yield savings
• Comenity ‘Bread’ – 4.25% APY savings
• Colorado Federal – 4.25% APY savings
• U.S. Bank – 4.25% elite money market (minimum $25,000)
• Merchants Bank – 4.25% APY money market
• Forbright Bank – 4.25% savings
• OnPoint CU – 4.25% premium savings (up to $100,000)
• Quontic – 4.25% money market
• First Foundation – 4.25% online savings
• Primis Bank – 4.20% APY savings
• Bask – 4.20% savings account
• Jenius Bank – 4.20% savings
• Prime Alliance – 4.15% savings
• Live Oak Bank – 4.10% APY savings
• Popular Direct – 4.10% APY savings
• Public – 4.10% high yield cash account
• Future – 4.10% debit card
• Primis Bank – 4.05% APY checking
• CIBC – 4.02% APY savings (minimum $1,000)
• Salem Five Direct – 4.01% APY eone savings
• UFB – 4.01% APY savings account
• CIT Bank – 4.00% platinum savings ($5,000 minimum)
• Sallie Mae – 4.00% APY money market
• VirtualBank – 4.00% APY eMoney Market
• Axos – 4.00% summit savings
• E*Trade – 4.00% APY savings
• Wealthfront – 4.00% APY cash account
• Betterment – 4.00% saving account
• Wise – 3.92% interest feature
• Synchrony – 3.80% APY savings
• Laurel Road – 3.80% high yield savings
• Citibank – 3.80% APY savings
• Northern Bank Direct – 3.75% APY premier money market
• Empower/Personal Capital – 3.75% APY cash account
• Webull – 3.75% cash management account ($25k minumum)
• TradeUp – 3.72% Cash+ program ($100k minimum)
• Lending Club Banking – 3.70% APY high yield savings
• Citizens Access – 3.70% APY savings account
• Apple Card/Goldman Sachs – 3.65% savings
• Marcus Bank – 3.65% APY savings
• Vanguard – 3.65% Cash Plus account
• American Express – 3.50% APY savings account
• Ally Bank – 3.50% APY savings or money market
• Discover – 3.50% APY savings
• Capital One 360 – 3.50% APY savings
• Alliant Credit Union – 3.10% APY savings
• PenFed – 3.00% APY premium savings
• T-Mobile Money – 2.50% APY savings
• Fidelity – 2.21% cash management account