All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them.
- Poppy Bank – 5.50% premier savings (minimum $1,000)
- Milli – 5.50% savings account ( mobile app required)
- Western Alliance – 5.36% high yield savings
- Brio – 5.35% high yield savings ( $5,000 minimum)
- Brilliant Bank – 5.35% APY surge money market ( $2,000 minimum)
- MyBankingDirect – 5.35% APY savings
- Blupeak – 5.33% money market
- Ivy Bank – 5.30% savings ($2,500 minimum, void in CA)
- Ivy Bank – 5.66% savings account ($2,500 minimum; void in CA)
- Vio Bank – 5.30% APY money market
- TAB Bank – 5.27% savings
- TotalDirectBank – 5.26% money market (balances $2,500-$500,000; void in FL)
- CFG Bank – 5.25% APY high-yield money market ( $1,000 minimum)
- Dime – 5.25% Blue savings (void in NY and CA)
- Evergreen Bank – 5.25% high yield online savings
- Newtek Bank – 5.25% savings
- UFB – 5.25% APY savings account
- Republic Bank – 5.21% APY money market (minimum $2,500)(void in IL, IN, WI, MI)
- Modern Bank – 5.20% high yield money market (minimum $100,000)
- PopularDirect – 5.20% APY savings
- Comenity ‘Bread’ – 5.15% APY savings
- EverBank (TIAA) – 5.15% APY yield pledge savings
- FNBO Direct – 5.15% online savings
- Western State Bank – 5.15% APY money market
- Pacific Western – 5.15% savings ($5,000 minimum)
- Public – 5.10% high yield cash account
- Bask Bank – 5.10% APY savings
- BMO Harris – 5.10% alto online savings (select markets)
- Upgrade – 5.07% APY everyday/premier/performance savings (minimum $1,000)
- Primis Bank – 5.07% APY
- CIT Bank – 5.05% platinum savings
- Valley Direct – 5.05% APY savings
- BankPurely – 5.05% APY money market (minimum $25,000)
- Redneck Bank / All America Bank – 5.05% APY money market, up to $100,000
- Salem Five Direct – 5.01% APY eone savings
- CIBC – 5.01% APY savings (minimum $1,000)
- Quontic – 5.00% money market
- Laurel Road – 5.00% high yield savings
- Webull – 5.00% cash management account
- First Foundation – 5.00% APY savings
- mph – 5.00% savings
- Dollar Savings Direct – 5.00% APY savings
- Merchants Bank – 5.00% APY money market
- VirtualBank – 5.00% APY eMoney Market
- Wealthfront – 5.00% APY cash account
- Lending Club Banking – 5.00% APY savings
- Northern Bank Direct – 4.95% APY premier money market
- First Foundation – 4.90% APY money market
- Sallie Mae – 4.75% APY money market
- Synchrony – 4.75% APY savings
- Betterment – 4.75% saving account
- Jenius Bank – 4.75% savings
- Styl Bank – 4.75% APY
- Empower/Personal Capital – 4.70% APY cash account
- Usalliance – 4.65% APY high dividend savings
- Apple Card/Goldman Sachs – 4.50% savings
- Marcus Bank – 4.50% APY savings
- Prime Alliance – 4.50% savings (minimum $10,000)
- Citizens Access – 4.50% APY savings account
- Colorado Federal – 4.45% APY savings
- Citibank – 4.45% APY savings (not available in all states)
- Ally Bank – 4.40% APY money market
- Discover – 4.40% APY savings
- Live Oak Bank – 4.40% APY savings
- Mysavingsdirect – 4.35% APY savings
- American Express – 4.35% APY savings account
- Barclays – 4.35% APY savings
- B1 Bank – 4.35% APY
- Capital One 360 – 4.35% APY savings
- Synchrony Paypal version – 4.30% APY savings
- Third Federal – 4.30% online savings plus (minimum $5,000)
- SFGI – 4.26% APY savings
- Ally Bank – 4.25% APY savings
- E*Trade – 4.25% APY savings
- Elements Financial – 4.25% high yield savings ($10,000 minimum)
- Credit Karma Savings – 4.10% APY
- Mutual One – 4.07% premium savings
- Fidelity Bank – 4.00% savings
- Northpointe – 3.25% APY ($25,000 minimum to $3,000,000 maximum)
- Alliant Credit Union – 3.10% APY savings
- PenFed – 3.00% APY premium savings
- Fidelity – 2.72% cash management account
- Chime – 2.00% savings