Author: chris_

All of these bank accounts listed have no fees and are FDIC insured for up to $250,000. If any of them have minimums, or geographic limitations I listed them. -Updated- October 2, 2024.

• Pibank  – 5.50% savings
• Openbank– 5.00% high yield savings
• Timbr – 5.25% bold savings
• Newtek Bank – 5.25% savings
• Peak Bank – 4.75% Envision savings
• EverBank (TIAA) – 4.75% APY Performance Savings
• Vio Bank – 4.90% APY money market
• Forbright Bank  – 5.00% savings
• Modern Bank – 5.00% high yield money market (minimum $100,000)
• MyBankingDirect – 4.85% APY savings
• Quontic – 5.00% money market
• mph – 5.00% savings
• CFG Bank – 4.80% APY high-yield money market (minimum $1,000)
• First Foundation – 4.90% APY money market
• Bask Bank – 4.65% APY savings
• Dollar Savings Direct – 4.85% APY savings
• Northern Bank Direct – 4.85% APY premier money market
• Western Alliance – 4.81% high yield savings
• Jenius Bank – 4.80% savings
• Popular Direct – 4.80% APY savings
• Comenity ‘Bread’ – 4.75% APY savings
• Laurel Road – 4.50% high yield savings
• Merchants Bank – 4.75% APY money market
• Primis Bank – 4.75% APY savings
• Evergreen Bank – 4.75% high yield online savings
• VirtualBank – 4.75% APY eMoney Market
• Styl Bank – 4.75% APY
• Climate First Bank – 4.72% money market (or checking)
• CIT Bank – 4.55% platinum savings ($5,000 minimum)
• Lending Club Banking – 4.30% APY high yield savings
• CIBC – 4.61% APY savings (minimum $1,000)
• BMO Harris – 4.60% alto online savings (select markets)
• Public – 4.60% high yield cash account
• UFB – 4.31% APY savings account
• TAB Bank – 4.52% high yield savings
• Salem Five Direct – 4.50% APY eone savings
• Western State Bank – 4.50% APY money market
• Wealthfront – 4.50% APY cash account
• Betterment – 4.50% saving account
• Prime Alliance – 4.50% savings (minimum $10,000)
• Colorado Federal – 4.45% APY savings
• Wise – 4.44% interest feature
• Synchrony – 4.30% APY savings
• Live Oak Bank – 4.30% APY savings
• Webull – 4.25% cash management account
• E*Trade – 4.25% APY savings
• Sallie Mae – 4.20% APY money market
• Empower/Personal Capital  – 4.20% APY cash account
• Vanguard – 4.15% Cash Plus account
• Citizens Access – 4.15% APY savings account
• Apple Card/Goldman Sachs – 4.15% savings
• Capital One 360 – 4.00% APY savings
• Discover – 4.o0% APY savings
• Marcus Bank – 4.10% APY savings
• American Express – 4.00% APY savings account
• Citibank – 4.10% APY savings
• Ally Bank – 4.00% APY savings or money market
• TradeUp – 3.98% Cash+ program ($100k minimum)