“BeachBound National Beach Day” Sweepstakes

https://www.beachbound.com/nationalbeachdaygiveaway/
Winner’s choice of:
an annuity ($1,600* per year for 20 years, a total of $32,000); OR
a one-time payment of $17,500, paid to the winner in the form of a check within 3 to 5 weeks of winner confirmation.