An eligible participant may enter this promotion without opening and funding a Credit Karma Money Save account or Credit Karma Money Spend account by sending an entry by email by the end of the Promotion Period to: savings-sweepstakes@creditkarma.com. The Email Entry must include: the entrant’s complete name (no initials) and state of residence. Email entries must be received by the end of the Promotion Period.
Prize. There is one prize as follows: $20,000.
https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant