Financial Strength Builder Credit Card Pay Off Contest

http://promoshq.wildfireapp.com/website/6/contests/243798
Complete and submit the Contest entry form, including an original 350 word (maximum) essay responding to the following: “If all my credit cards and personal loans were paid off and I had no payments to make every month on those bills, what would I do with the extra money…and how would it change my life…”
Prize Details
FSB will pay one winner the current balance (as evidenced by a statement dated within 30 days prior to the date of the announcement of the winner) of one or more credit cards, in the winner’s name, up to a total of $1,000. The total prize will under no circumstances exceed $1,000. No cash or other prize substitution, assignment, or transfer of prizes is permitted, except that FSB may, at its option and sole discretion, substitute cash value or another prize of equal or greater value. The winner shall be responsible for payment and reporting of any and all applicable taxes arising out of the Contest or receipt of a prize. FSB makes no representations regarding the tax liabilities of entrants.