\n\n| Elevault<\/a> savings<\/span><\/td>\n | 4.34% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Intouch CU<\/a><\/td>\n | 4.25% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Neighbors Bank<\/a> high yield savings<\/span><\/td>\n | 4.25% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Valorfi CU<\/a><\/td>\n | 4.25% APY<\/td>\n | Savings<\/td>\n | available in most states<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Newtek Bank<\/a> savings<\/span><\/td>\n | 4.20% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Oloy<\/a> high yield savings<\/span><\/td>\n | 4.15% APY<\/td>\n | Savings<\/td>\n | $25,000 to open<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Timbr<\/a> bold savings<\/span><\/td>\n | 4.15% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| 316 Financial<\/a> savings<\/span><\/td>\n | 4.05% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| CFG Bank<\/a> high-yield money market<\/span><\/td>\n | 4.05% APY<\/td>\n | Money market<\/td>\n | $1,000 to open; must maintain minimum $1,000<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Credit One<\/a> savings<\/span><\/td>\n | 4.05% APY<\/td>\n | Savings<\/td>\n | $100,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Climate First Bank<\/a> super duper savings<\/span><\/td>\n | 4.01% APY<\/td>\n | Savings<\/td>\n | e-statements<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Peak Bank<\/a> Envision savings<\/span><\/td>\n | 4.01% APY<\/td>\n | Savings<\/td>\n | new accounts<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| TotalBank<\/a> money market<\/span><\/td>\n | 4.01% APY<\/td>\n | Money market<\/td>\n | balances $2,500-$500,000; void in FL<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| WSB<\/a> digital high yield savings<\/span><\/td>\n | 4.01% APY<\/td>\n | Savings<\/td>\n | $25,000 to open<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Badass Bank<\/a> money market<\/span><\/td>\n | 4.00% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Bank5<\/a> money market<\/span><\/td>\n | 4.00% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Brilliant<\/a> surge money market<\/span><\/td>\n | 4.00% APY<\/td>\n | Money market<\/td>\n | $1,000 to open<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| CineFi<\/a><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| First Bank of the Lake<\/a> high yield savings<\/span><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Ivy Bank<\/a> savings<\/span><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | $2,500 to open; nationwide except for CA<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Limelight<\/a> high yield savings<\/span><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Live Oak Bank<\/a> savings<\/span><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| OnPath CU<\/a> elite money market<\/span><\/td>\n | 4.00% APY<\/td>\n | Money market<\/td>\n | $25,000 to open; $100 bonus<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Western State Bank<\/a> online savings<\/span><\/td>\n | 4.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Vio Bank<\/a> online savings<\/span><\/td>\n | 3.99% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Comenity \u2018Bread\u2019<\/a> savings<\/span><\/td>\n | 3.95% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| TAB Bank<\/a> high yield savings<\/span><\/td>\n | 3.95% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Everbank<\/a> performance savings<\/span><\/td>\n | 3.90% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Popular Direct<\/a> savings<\/span><\/td>\n | 3.90% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Prime Alliance<\/a> savings<\/span><\/td>\n | 3.90% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Quontic<\/a> money market<\/span><\/td>\n | 3.90% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Zynlo<\/a> money market<\/span><\/td>\n | 3.90% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Forbright Bank<\/a> savings<\/span><\/td>\n | 3.85% APY<\/td>\n | Savings<\/td>\n | 4.15% new customers<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Primis Bank<\/a> savings<\/span><\/td>\n | 3.85% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Zynlo<\/a> savings<\/span><\/td>\n | 3.85% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Merchants Bank<\/a> money market<\/span><\/td>\n | 3.82% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Colorado Federal<\/a> savings<\/span><\/td>\n | 3.80% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Openbank\/Santander<\/a> high yield savings<\/span><\/td>\n | 3.80% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Western Alliance<\/a> high yield savings<\/span><\/td>\n | 3.80% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Axos<\/a> summit savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Bask<\/a> savings account<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| BrioDirect<\/a> high yield savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | $5,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| CIBC<\/a> savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | $1,000 to open<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| CIT Bank<\/a> platinum savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | $5,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| E*Trade<\/a> savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| First Foundation<\/a> online savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Galaxy One<\/a> high yield cash\/checking<\/span><\/td>\n | 3.75% APY<\/td>\n | Checking<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Hustl<\/a> money market<\/span><\/td>\n | 3.75% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Poppy Bank<\/a> premier savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | $25k monthly withdraw limit<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Presidential Bank<\/a> Advantage Savings<\/span><\/td>\n | 3.75% APY<\/td>\n | Savings<\/td>\n | $5k-$250k; requires checking<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Primis Bank<\/a> checking<\/span><\/td>\n | 3.70% APY<\/td>\n | Checking<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Sallie Mae<\/a> money market<\/span><\/td>\n | 3.70% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Barclays<\/a> tiers savings<\/span><\/td>\n | 3.65% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Redneck Bank \/ All America Bank<\/a> money market, up to $100,000<\/span><\/td>\n | 3.60% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Wealthfront<\/a> cash account<\/span><\/td>\n | 3.55% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Salem Five Direct<\/a> eOne savings<\/span><\/td>\n | 3.51% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Betterment<\/a> saving account<\/span><\/td>\n | 3.50% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Empower\/Personal Capital<\/a> cash account<\/span><\/td>\n | 3.50% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Laurel Road<\/a> high yield savings<\/span><\/td>\n | 3.50% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Marcus Bank<\/a> savings<\/span><\/td>\n | 3.50% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Northern Bank<\/a> money market premier<\/span><\/td>\n | 3.50% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| U.S. Bank<\/a> Smartly savings<\/span><\/td>\n | 3.50% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Fulton<\/a> money market<\/span><\/td>\n | 3.45% APY<\/td>\n | Money market<\/td>\n | $10,000 to open<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Apple Card\/Goldman Sachs<\/a> savings<\/span><\/td>\n | 3.40% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Valley Direct<\/a> savings<\/span><\/td>\n | 3.40% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Wise<\/a> interest feature<\/span><\/td>\n | 3.40% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Customers Bank<\/a> savings<\/span><\/td>\n | 3.38% APY<\/td>\n | Savings<\/td>\n | $25,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| MooMoo<\/a> cash sweep<\/span><\/td>\n | 3.35% APY<\/td>\n | Brokerage cash<\/td>\n | be sure to activate first<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| One Finance<\/a> savings<\/span><\/td>\n | 3.35% APY<\/td>\n | Savings<\/td>\n | $5,000 to open; $100,000 max<\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Vanguard<\/a> Cash Plus account<\/span><\/td>\n | 3.35% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Public<\/a> high yield cash account<\/span><\/td>\n | 3.30% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Synchrony<\/a> savings<\/span><\/td>\n | 3.30% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Upgrade<\/a> everyday\/premier\/performance savings<\/span><\/td>\n | 3.30% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| UFB<\/a> savings account<\/span><\/td>\n | 3.26% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Huntington<\/a> money market<\/span><\/td>\n | 3.25% APY<\/td>\n | Money market<\/td>\n | $25,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| TradeUp<\/a> Cash+ program<\/span><\/td>\n | 3.14% APY<\/td>\n | Brokerage cash<\/td>\n | $100,000 to open<\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Ally Bank<\/a> savings or money market<\/span><\/td>\n | 3.10% APY<\/td>\n | Money market<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| American Express<\/a> savings account<\/span><\/td>\n | 3.10% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Capital One 360<\/a> savings<\/span><\/td>\n | 3.10% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Alliant Credit Union<\/a> savings<\/span><\/td>\n | 3.01% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Lending Club Banking\/Happen<\/a> high yield savings<\/span><\/td>\n | 3.00% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 25<\/td><\/tr>\n |
\n| Citizens Access<\/a> savings account<\/span><\/td>\n | 2.80% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| PenFed<\/a> premium savings<\/span><\/td>\n | 2.70% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| T-Mobile Money<\/a> savings for anyone<\/span><\/td>\n | 2.50% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Fidelity<\/a> cash management account<\/span><\/td>\n | 1.84% APY<\/td>\n | Brokerage cash<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n |
\n| Chime<\/a> savings<\/span><\/td>\n | 0.75% APY<\/td>\n | Savings<\/td>\n | <\/td>\n | Checked Oct 24<\/td><\/tr>\n<\/tbody>\n<\/table>\n All of these accounts have no monthly fees and are FDIC or NCUA insured up to $250,000. If any have minimums or geographic limits, they’re listed.<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-322201","page","type-page","status-publish","hentry"],"yoast_head":"\n Best High Interest Savings Accounts \u2013 October 2026<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.freestufftimes.com\/free-money\/high-interest-savings-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best High Interest Savings Accounts \u2013 October 2026\" \/>\n<meta property=\"og:description\" content=\"All of these accounts have no monthly fees and are FDIC or NCUA insured up to $250,000. 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